AWG Finance
Authorized MoneyWorks® Distributor MoneyWorks by Cognito
Most Popular

All the Bells and Whistles.

Every Module. One Price.
No Add-Ons.

Unlimited companies. Unlimited named users. Manufacturing, BOM, job costing, departmental accounting, asset registers, multi-currency, scripting, and a custom report writer — all included in MoneyWorks® Gold. Not bolted on. Not extra. Built in.

R590 / month

VAT inclusive. Perpetual licence also available.

MoneyWorks Gold by Cognito
86% satisfaction — SelectHub 3.9/5 rating — Capterra 45-day free trial

Six Reasons Gold Is the Most Popular Tier

Every advanced module included at one price. No add-on fees. No third-party bolt-ons.

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Manufacturing & BOM

Bills of materials with inventoried, labour, and non-stocked components. Auto-build on low stock. Make/Break journals for assembly and disassembly.

Job Costing & Time Billing

Full job sheets. Track time, materials, expenses. WIP auto-journaling. Quoted (fixed-price) and cost-plus modes. Subjobs for multi-phase projects. Auto-invoice from job sheets.

Departmental Accounting

Cost-centre subledgers within your GL. Department groups. Per-department budgeting. No limit on departments.

Fixed Asset Register

Acquisition, straight-line and diminishing value depreciation, revaluation, disposal. Four custom fields per asset.

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Multi-Currency

Unlimited foreign currency bank accounts. Per-transaction rate override. Automatic realised and unrealised gain/loss. Cross-currency payments.

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Scripting & Customisation

MWScript: HTTP/CURL calls, JSON parsing, SMTP email, custom menus, field validation hooks, custom UI panels. Write once, runs Mac and Windows.

Everything in Express, Plus

Gold includes the entire Express and Cashbook feature set, plus every advanced module below.

Accounting & Reporting

  • Custom Report Writer (~105 reports)
  • Departmental Accounting
  • Departmental Budgeting
  • Fixed Asset Register
  • Multi-Currency
  • KPI Dashboards
  • Per-User Privileges

Inventory & Manufacturing

  • Full Inventory Management
  • Manufacturing BOM
  • Serial & Batch Tracking
  • Expiration Date Tracking
  • Multiple Warehouses / Locations
  • 6 Price Levels + 5 Quantity Breaks
  • Quotes, Estimates & Sales Orders
  • Purchase Orders & Reordering

Workflow & Customisation

  • Job Costing & Time Billing
  • Disbursement Collation
  • MWScript Scripting Language
  • Window / Form Designer
  • Multi-User Access
  • Everything in Express
  • Everything in Cashbook

In most accounting software, manufacturing is an add-on. Job costing is an add-on. Departmental accounting is an add-on. Asset management is an add-on. In MoneyWorks® Gold, they're all included at one price. That's not a bundle — it's how accounting software should work.

Built for Businesses That Need More Than Invoicing

Manufacturers

BOM, Stock Tracking, Auto-Build

"I need BOM, stock tracking across locations, and auto-build when components run low. I don't want to pay for a separate manufacturing module."

Professional Services

Time, WIP, Auto-Invoice

"I bill for time and materials. I need job sheets, WIP reporting, and the ability to generate invoices directly from tracked work."

Multi-Currency Businesses

Invoice in USD, Pay in EUR, Report in ZAR

"I invoice in USD, pay suppliers in EUR, and report in ZAR. I need gain/loss management and per-transaction rate overrides."

Growing Businesses

Beyond Entry-Level, Before Enterprise

"I've outgrown entry-level cloud accounting but I can't justify enterprise ERP. I need departmental accounting, asset registers, AND inventory — not three separate subscriptions."

Need Concurrent Multi-User or REST API?

MoneyWorks® Datacentre adds true server architecture — up to 99 concurrent users, REST API for integrations, SSL encryption, and automated backups — from R830/month.

Explore Datacentre

Start Free. Scale Without Limits.

Begin with Cashbook at no cost. Upgrade to Express, Gold, Datacentre, or Now as your business grows — same data, no conversion, no retraining.